Company Reserve Funds

Most companies have some cache of safe money that’s stored in preparation for emergencies, inventories, expansion, or seasonal slowdowns... And it's a non-performing asset.

It doesn’t need to be that way.

Liquidity, control, and the return of their principal is often much more important than the return on their principal for these particular assets.

Unfortunately though, these reserves may sit dormant on the business balance sheet for some time earning no interest rate at all, or one that starts with a dot. We help to bring enterprise size institutional strategies down to the small and mid-size business level when helping with company reserve funds.

Maintaining sufficient liquidity while creating tax-efficient compound growth without market risk does not have to be an either/or conversation. At times, it may help with overall asset protection and the owner’s estate planning to structure these reserves in separate entities creating an outside lending or equipment-rental company.