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Business Planning Overview

Unlike most financial planners, we at Balanced Plan Financial fully understand that a business owner’s best rate of return will almost always come from within their business. There they have more access, knowledge, and control than they do with the financial markets. That said, we specialize in engineering strategies that put a strong emphasis on principal protection, tax efficiency, and layers of asset protection while keeping the owner’s eventual business exit strategy in mind.

The business is the engine that fuels the owner’s wealth building. However, we often find the majority of their wealth is concentrated inside their business, where most of the risk also resides. We encourage our entrepreneur clients to create a level of separation and to take some winnings off the table to bolster their personal balance sheet. We strive to create layers of tax sheltering and asset protection around this personal wealth while keeping sufficient liquidity available should they need to reinvest in their most prized asset – the business.

What We Do

We conduct a complete diagnostic of your financial picture including a current snapshot your business’s value. We listen to your wishes and fears while helping you build a plan with contingencies (just in case). We stress-test the different variables in real-time with you so you undertstand the most powerful levers in your financial model. We also have in-house wealth management and insurance brokerage services, if you want our help implementing any planning recommendations.
 

How We're Different

Several years ago, we left a major financial company to start a boutique advisory firm “for entrepreneurs by entrepreneurs.” We believe that pie-charts aren’t nearly as powerful as an over-arching strategy coordinating your cash flow, taxes, protection, key-personnel, and enterprise value. Although we are well-credentialed in every major discipline of planning, we prefer straight-talk to financial double-speak, and we excel at boiling down complex concepts to simple stories and sketches.

Who We Help

We help entrepreneurs to marry their personal and business finances while navigating the unique challenges of monetizing the unrealized value of their business. Our clients are gifted enough to have created something from nothing. However, maneuvering the ever-changing landscape of tax policy or the sea of financial products is not the best use of their time. Our clients want informed and balanced advice they can act upon from a source can trust.